“Baqiyāt al-Ṣāliḥāt” is a Qur’anic term meaning the good deeds whose reward remains for a person in the Hereafter. This expression appears in two verses of the Holy Qur’an, and other verses also relate to this concept. In common Muslim usage, Baqiyāt al-Ṣāliḥāt refers more specifically to public-benefit acts whose blessings continue even after a person’s death.
Baqiyāt al-Ṣāliḥāt are righteous deeds preserved with God, bringing gratitude and great reward from Him. Based on this definition, Baqiyāt al-Ṣāliḥāt includes all good acts whose benefits endure after a person, or a good tradition one establishes that people continue to practice.
The Baqiyāt al-Ṣāliḥāt account of the Qarz al-Hasana Fund of the Holy Shrine of Hazrat Abdolazim Hassani (a.s.) has been established for this purpose. All amounts deposited into this account are dedicated to granting interest-free loans. You may deposit any desired amount using the method below and share in the reward of Qarz al-Hasana.
Deposit Method (via ATM of Bank Melli, Keshavarzi, Saderat, Parsian, Ayandeh)
- Insert your card into the ATM.
- Select Card to Card.
- Select Deposit with ID (شناسهدار).
- Enter the payment ID: 010005622310
- Enter the desired amount.
- Enter card number: 6037-9975-9968-1997 (in the name of the Holy Shrine of Hazrat Abdolazim a.s.)
- Confirm and receive the receipt.
Note: The payment ID in Step 4 is only for Baqiyāt al-Ṣāliḥāt deposits and is unrelated to loan installment payments. Funds deposited with this ID are non-refundable, and the Fund bears no responsibility for incorrect transfers.
Introduction to the Qarz al-Hasana Fund
The Qarz al-Hasana Fund of the Holy Shrine of Hazrat Abdolazim Hassani (a.s.), with over 40 years of activity, has granted interest-free loans to more than 50,000 applicants using the Qarzal-Hasana accounts of individuals and benefactors, helping alleviate some of their difficulties and earning prayers and divine blessings for the donors.
Everyone can participate in this charitable act by opening an account for themselves or on behalf of their deceased loved ones, preserving ongoing Baqiyāt al-Ṣāliḥāt for themselves.
Conditions for Opening an Account
Article 1:
Anyone who has reached legal age may open an account for themselves or their dependents.
Article 2:
Only the account holder may use the funds unless withdrawal authority is granted to someone else at the time of opening.
Article 3:
For accounts opened for minors or legally incapacitated persons, the right of withdrawal belongs only to the guardian, executor, or trustee (as applicable).
Article 4:
Opening an account requires presenting a national ID card and birth certificate.
Article 5:
Each account holder receives a booklet containing complete information. All deposits and withdrawals are recorded in this booklet, so the holder must keep it safe.
Article 6:
Legal entities (companies, institutions, etc.) may open accounts through authorized signatories.
Article 7:
If someone opens an account for a dependent and attaches conditions to the funds at the time of opening, withdrawals depend on fulfillment of those conditions.
Article 8:
If the account holder cannot access the Fund, they may authorize someone else through an official power of attorney to use their funds when necessary.
Article 9:
Payments require the recipient’s signature, stamp, or fingerprint, as recorded on the account opening card.
Note 1:
If the account holder loses their stamp, they must immediately notify the Fund in writing.
Article 10:
If the account holder requests that part or all of their balance be given to a specific person as a loan, the Fund will process it according to regulations.
Article 11:
After completing the Fund’s required waiting period, individuals may apply for a Qarz al-Hasana loan. The Fund will grant the loan according to available credit and internal regulations.
Loan Application (Online)
Dear customers of the Qarz al-Hasana Fund of the Holy Shrine of Hazrat Abdolazim (a.s.):
To avoid unnecessary visits, if you are a member of the Fund, please apply for a loan via:
https://sandogh.abdulazim.com
Complete the form, and after review, we will contact you if you meet the conditions.
News & Announcements
14th of Esfand — Day of Promoting the Culture of Qarz al-Hasana
Based on a resolution of the Public Culture Council, to promote the noble tradition of Qarz al-Hasana and strengthen social compassion, 14 Esfand is designated as the Day of Promoting Qarz al-Hasana Culture.
Because reviving Qarz al-Hasana culture greatly helps empower vulnerable groups, and since admirable efforts have been made in this field, the Council named 14 Esfand as this day starting from the year 1398 (2019/2020).
Tutorial: Paying Installments via ATM
Banks: Melli, Keshavarzi, Saderat, Parsian, Ayandeh
- Insert card.
- Select Card to Card.
- Select Deposit with ID.
- Enter the payment ID sent by SMS from the Fund.
- Enter installment amount.
- Enter card number:
6037 9975 9968 1997
(in the name of the Holy Shrine of Hazrat Abdolazim a.s.)
- Confirm and receive receipt.
Notes:
- Keep deposit receipts until your loan is fully repaid.
- Each loan has its own payment ID. Only pay using the ID sent by the Fund. Otherwise, the Fund bears no responsibility.
Paying Installments via “Bam” (Bank Melli Online System)
To reduce visits and health risks (COVID-19), account holders at Bank Melli may pay installments through the Bam system:
- Log in to Bam.
- Select Transfer Funds.
- Enter the installment amount.
- Enter account number: 0116725014005 (in the name of the Holy Shrine of Hazrat Abdolazim a.s.)
- Enter the payment ID sent by SMS.
- Confirm the transaction.
Warning:
Do not use the “Hampa” system (the Fund’s mobile banking system) to pay installments, as it has no payment ID. Pay only through ATMs or Bam.
Contact Information
Address:
Shahr-e Rey – Holy Shrine of Hazrat Abdolazim (a.s.)
Courtyard of Seyyed al-Shohada (a.s.)
Qarz al-Hasana Fund Office
Phone: 51222264 – 51222265 – 51222266 – 51222267 – 51222268
Fax: 55901333
PO Box: 457-18735
